Health Investment

What is your health worth to you? Is getting another body an alternative to a failing to care for the one you have? Chances are, if you are visiting this website, you are interested in your health and the cost of services is a consideration.

My services are covered by most CIGNA medical insurance plans. Please contact CIGNA for assistance in obtaining authorization of my services.

Many people have insurance coverage that subsidizes the cost of naturopathic medical care.

· If your insurance covers any licensed physician in Arizona, your insurance provider is required to cover the services of a licensed naturopathic physician.

· If you have HMO coverage, the providers are controlled. You will need to investigate the prospects for reimbursement for naturopathic medical treatment.

· Some policies cover the cost of naturopathic care under “out of network provider” clauses.

· Health savings accounts and flexible savings accounts cover services of a licensed naturopathic physician.

· Many insurance companies cover the cost of diagnostic testing at their usual rate when prescribed by a licensed Arizona physician, including licensed naturopathic physicians.

· Nutriceuticals and homeopathic remedies are rarely covered under any insurance policy.

· Prescriptions for legend pharmaceuticals are covered if that is an aspect of your coverage.

· Federal Medicare/Medicaid will not reimburse alternative/complementary/naturopathic medical care of any kind in the United States.

For patients covered by a CIGNA health insurance plan, my office will submit claims for the covered portion of my services. The patient is required to pay the remaining balance at the time services are provided. For other insurance plans, my office provides the patient with a receipt containing diagnosis codes and all information regarding my legal and business status required to submit an insurance claim. Patients submit the receipt to their insurance plan for the processing of their claim.

My terms of service require payment at the delivery of services. My office accepts cash, credit cards, and debit cards for flexible savings accounts or health savings accounts.

If your employer provides you coverage, encourage your employer to include alternative/complimentary medical services as part of your coverage if they don’t already. You may be surprised to find that many plans do have some form of coverage. Another option is selecting plans with a high deductible to cover catastrophic medical services. With the money you save on premiums, you can purchase out of pocket those medical services that would better serve you that are currently not reimbursed by insurance providers.

From a cost-to-benefit perspective, naturopathic medical care is possibly the best value in health care available. The impact on the quality of your life, the long-term savings of preventive medicine, and the sense of security you obtain from naturopathic approaches to wellness are immeasurable and priceless.

I encourage you to contact me to discuss how naturopathic medicine can serve your health and medical needs.